We all know health is wealth! Oral health is an essential part of your overall health and hence, must be taken care of. The excessive cost of dentistry has been the main obstacle which deprives people of availing the services. The increased cost of dental care is due to the public’s growing awareness for oral hygiene and advanced technology. Due to these reasons the Dental Insurance has come into play!
Reasons to opt for Dental Insurance
Briefly talking about the Dental Treatment that usually comes under the insurance policies, it is divided into three categories: preventive, basic, and major. Preventive plans consist of treatments like X-rays, sealants, and annual cleanings. The basic plan includes problems regarding teeth, gums, root canals, fillings, and extractions. And lastly the major plan deals with inlays, bridges, and dentures. Although dental insurance does not cover orthodontics or cosmetic dentistry such as tooth shaping, dental veneers, whitening, crowns, or gum contours!
The Overall View of the System
Firstly, here is a breakdown of how Insurance policies work. You can select your scheme based on the providers or dentist, you want to select from and what you can afford to pay.
- If you formerly have a dentist you like, and they are within the insurance company’s network, you will be able to pick for one of the less costly plans.
- If you don’t have any preferred dentist at all, you can select from the dentists who are in the Insurance network and again have the chance to avail to a less expensive plan.
Generally, most of the dental Insurance policies have waiting periods from 6 to 12 months before the process begins completely.
Financial Policies In Whitehall, MI
Suffering from oral issues? Don’t worry, as we in Whitehall, MI provide you with flexible payment options and work with you to make sure that your oral problem doesn’t occur into your life anymore. We offer short term financing options along with little or no interest depending on your treatment plan. At the same time we provide an in-house dental savings scheme which is perfect for those without Insurance as it is less than $1 per day. You can join our Lakeshore Smiles Membership to get free cleanings, exams, x-rays and 20% off on all other treatments.